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Djiguiseme Group
In this Group: Ami , Aissata , Alima , Sadio
The women in the Djiguiseme group have an average age of 43, an average of five children, and all live in large extended traditional families in Yangasso (fourth administrative region of Mali). They met each other through family ties and sell various items, including condiments, small store merchandise, dried fish, tubers, fruits and vegetables, cereals, clothing, and prepared food.

After paying back their previous loans, the women in the Djiguiseme group are on their tenth cooperative loan. Ami, the restaurateur (the first woman on the left with a pot on her head), plans to use her loan to buy three 100-kg sacks of rice, three 20-liter cans of oil, two bags of fresh onions, one bag of dried onions, a carton of seasoning cubes, a 25-kg bag of salt, and a large quantity of spices. Ami sells her food out of her small restaurant in the Yangasso market, on a cash and credit basis to a customer base made up of men and women. She buys her ingredients in the large market in Koutiala. She expects to make an average monthly profit of 30,000FCFA, which she will use for medical expenses, food, and school fees; the rest will be reinvested in her business.
Les femmes du groupe DJIGUISEME ont en moyenne 43 ans, 5 enfants et vivent toutes dans des familles traditionnelles élargies à YANGASSO (quatrième région administrative de la république du Mali).
Ces femmes se sont connues à travers des liens de parenté et font le commerce d’articles divers tels l’achat vente de condiments alimentaires, des articles de boutique, du poisson séché, des tubercules, des fruits et légumes, des céréales, des habillements et de la restauration.
Après avoir correctement remboursés les prêts précédents, les femmes du groupe DJIGUISEME sont à leurs dixièmes prêts solidaires.
AMI, la restauratrice (c'est la première femme à gauche sur la photo, qui a la marmite sur la tête ) compte utiliser son prêt pour acheter, 3 sacs de 100kg de riz, 3 bidons d’huile de 20 litres, 2 sacs d’oignons frais, un sac d’oignon séché, un carton de cube maggi, un sac de sel de 25 kg et une grande quantité d’épices. AMI effectue ses ventes dans sa gargote située au marché de YANGASSO, en détail et au comptant à une clientèle composée de femmes et d’hommes. Elle s’approvisionne à la grande foire de KOUTIALA..
Elle envisage réaliser un bénéfice moyen mensuel de 30000FCFA qui sera utilisé dans les dépenses relatives à la santé, à la nourriture, aux frais scolaires et le reste sera réinvesti dans les activités.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 23
    View loans »
    Mali Loans Fundraising
  • $10,710,025
    Funds lent in using Kiva
  • 499.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguiseme Group's $1,225 loan helped a member to buy restaurant ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012