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Djantoyerela Group
In this Group: Moussokoura , Korotimi , Awani , Tenin
Mostly married in extended traditional families, the four women of the DJANTOYERELA group are on average 43 years old with 4 children. They all live in YANGASSO in the Segou region (4th administrative region of Mali) and met through living in the same neighbourhood, through business contacts and family ties. They buy and sell various products and they do gardening.
Aiming to satisfy the needs of their expanding and demanding clientele, the members of the group decided to join the Soro Yiriwaso credit programme and having repaid the two previous loans correctly, they are on their 3rd loan.
Awani (1st woman standing on the right in the photo) is extremely good at selling certain products. She is greatly in demand in the town of YANGASSO.
She intends to use her loan to purchase a large quantity of varying merchandise (peanuts, calabashes, tea and sugar). She buys her stock on Mondays at the market in San and in Bla. She sells retail for cash and for credit to a mixed clientele.
With this loan, Awani hopes to make an average monthly profit of 5000 FCFA which will be used for reinvestment in her business and to assist her husband with the household expenses.
Mariées majoritairement dans des familles traditionnelles élargies, les quatre femmes du groupe DJANTOYERELA ont en moyenne 43 ans et 4 enfants. Elles habitent toutes la ville de YANGASSO dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de leurs activités professionnelles et de parenté. Elles font l’achat et la vente de diverses marchandises et elles font le jardinage.
Dans le but de satisfaire le besoin de leurs clientèles de plus en plus nombreuses et exigeantes, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso et sont à leur 3 eme prêt solidaire, après avoir correctement remboursés les deux précédents.
Madame AWANI (1ère femme debout à droite de la photo) excelle dans la vente de diverses marchandises. Elle est très sollicitée dans la ville de YANGASSO.
Elle compte utiliser son prêt pour acheter, une grande quantité de marchandises diverses (arachides, calebasses et du thé du sucre). Elle s’approvisionne tous les lundis à la foire de SAN et à BLA Elle effectue ses ventes en faisant au comptant, en détail et à crédit à une clientèle mixtes.
Avec ce prêt, Madame AWANI espère réaliser un bénéfice mensuel moyen de 5.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et aider son conjoint dans la prise en charge des besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 33
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 499.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD