Taga 1 Centre - Group 1
Ana L., age 32, married, with three children, sells taro, tuamu and bananas, staples of the Samoan diet. Her husband and sons are experienced farmers. Her loan will be used to purchase a weed killing sprayer, a knife, knife sharpener, an axe, chemicals and a wheel barrow.
Kalameli Ufi L., age 25, married, with five children, and Leatuvai F., age 54, married, with six children, sell taro, bananas, tuamu and other vegetables. They will use their loans to purchase a weed killing sprayer, chemicals, knives, knife sharpeners and laborers.
Soonalau T., age 42, married, with ten children, sells raw fish to the people in her village and at the market five days per week. Her husband has been catching the fish for over three years. She will use her loan to purchase a flashlight, goggles and other fishing equipment.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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