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Joyce
Joyce is 48 years old and lives in the town of Luwero in the Luwero region of Uganda. She is married and has 2 children of whom currently are not in school. For the past 4 years, Joyce has been working hard to manage her small business which sells clothes.

To help expand her business, Joyce has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more clothes for resale, and will help Joyce to generate greater profits and pay school fees for her children. Joyce hopes that in the future she will be able to expand her business.

Joyce is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joyce who do not have enough collateral for commercial loans but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 310
    View loans »
    Uganda Loans Fundraising
  • $29,253,525
    Funds lent in using Kiva
  • 2,495.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Joyce to buy more clothes for resale.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 10, 2012
Listed
May 14, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 24, 2013