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Djamshed K. lives in the town of Yavan. He is 37 years old, married and has five children. He has secondary education. He does not have a job, but makes his living by animal husbandry. He has a small cow house where he breeds calves and small cattle which he sells after feeding. This brings in a good income for his family. Djamshed has been in this business for the past ten years. Right now the prices for cattle are a little bit lower so he wants to buy a few goats and sheep. He needs additional money and this is why he applied for a loan. He will be able to increase the number of heads of cattle which in turn will increase his profits from sales. He plans to pay off the loan within 10 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Карахонов Джамшед проживает в городе Яван.Возраст 37 лет. Женат, имеет пятерых детей.Образование среднее. Нигде не работает , но зарабатывает занимаясь животноводством. Имеет небольшой коровник в котором разводит бычков и мелко рогатый скот. А потом после откормки их продает. Это дает неплохой доход его семье.Занимается этим видом бизнеса клиент уже 10 лет.Сейчас , когда цены на животных немного ниже клиент хочет купить овец и коз. Но для этого клиенту нужны деньги. Поэтому он решил получить кредит. Таким путем , он сможет увеличить поголовье скота, что даст возможность увеличить доход от продаваемых животных. Погасить кредит клиент планирует в течении 10 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Djamshed to buy small cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 14, 2008
May 18, 2008
Currency Exchange Loss:
May 15, 2009