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Mujeres Con Visión  (Cuenca) Group
In this Group: Carmen Margarita, Bertha Alicia, Lourdes Esperanza, Lucrecia Leonor, Nelly Soledad, Lourdes Mercedes, Livia Teresa , Lidia Hortencia, María Del Carmen, Maura Cristina, Elsa Avelina, Zulay Elizabeth, María Angelita, Antonia Soraya, María José*, María Esperanza, Monicajanneth
* not pictured
The Communal Bank "Mujeres con Visión" (Women with Vision) consists of 17 members who live in different parts of the city of Cuenca. This city was named a World Heritage Site in December 1999. Cuenca is the third largest city in Ecuador and is known for its cold climate, but its people have very warm hearts. The members of this group are charismatic women who maintain a good sense of humor. Thanks to their hard work, they are able to cover their household expenses and help their families move forward. They have also maintained the cultures and traditions of their people.


One of the members of this group is Sra. María Angelita. She lives in the District of Quinta Chica in the city of Cuenca. She is 28 years old and a single mother of a nine-year-old son who attends a school in the city. María Angelita does not own a home, so she lives at her parents' house and shares in the household expenses. Her father is in construction while her mother is in charge of the household chores.


Sra. María Angelita is in the retail trade. She buys and sells handicrafts made of plaster. She has been in this business for four years and her merchandise is sold while she travels around the city. María Angelita works Monday through Friday, but she does not have a set schedule. This is her first loan with the Communal Bank. She will invest in the purchase of handicrafts so that she will have greater variety. Her goal is to have her own workshop for producing handicrafts.


The smaller photo shown is of a member who was not present when the group photo was taken.

View original language description ↓
El banco comunal Mujeres con Visión está formado por 17 socias quienes viven en diferentes lugares de la ciudad de Cuenca, ciudad que es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, es la tercera ciudad de mayor importancia del país, ciudad de clima frió pero su gente es de un corazón muy cálido. Nuestras socias son mujeres carismáticas, mantienen su buen sentido del humor y gracias al trabajo arduo que realizan pueden solventar los gastos de su hogar y sacar adelante a sus familias, ellas mantienen un la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. María angelita, vive por el sector de Quinta Chica en la ciudad de Cuenca, tiene 28 años, es madre soltera de un hijo de 9 años de edad que estudia en una escuelita de la ciudad. No tiene casa propia por lo que vive en casa de sus padres y comparte los gastos del hogar, su padre se dedica a la construcción y su madre se dedica a los quehaceres del hogar.

La Señora. María Angelita se dedica al comercio, ella compra y vende artesanías elaboradas en yeso, esta actividad la realiza hace 4 años y su mercadería la vende recorriendo la ciudad, labora de lunes a viernes sin un horario fijo.

Este es el primer crédito que realiza en el banco comunal y lo va a invertir en la compra de artesanías para tener una mayor variedad.

Su meta es llegar a tener su propio taller para fabricar sus artesanías.

La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Con Visión (Cuenca) Group's $5,850 loan helped a member to buy handicrafts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2012
Listed
May 10, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012