El Almendro De La Guadalupe Group
The story being presented is that of Sra. Aurora, the group representative. She is 64 years old and married to Sr. Luis, who is a field laborer. They have four children, but only her son Daniel is a student since he is in his first year of high school. The other three children are already married. She has been producing and selling utensils made of clay for more than 10 years.
Aurora says that she decided to start this business because she was looking for a way to help her husband with the household expenses and pay for their son's studies. At the same time, she wanted to have an improved financial situation and an excellent quality of life. With respect to her business, Aurora says that when she was a little girl, her mother taught her how to make utensils. For this reason, she decided to start this venture. The loan she is receiving will be invested in the purchase of more materials such as firewood and clay, as well as additional utensils so that she can continue her sales.
Doña Aurora says that her goal as an entrepreneur is to make her business grow. She wants to build a small shop since her greatest wish is to open a store where she can sell earthenware and make people in her community aware of what she does. The loan will also help her to be well-stocked with a greater variety of products so that she can earn more income. She would like to thank FRAC and the Kiva lenders for giving her this opportunity and trusting her. Most of all, she is grateful that people believe in her. With this assistance, she will be able to invest in her business and have a better quality of life and a better future along with her family.
The members who make up the group "El Almendro de la Guadalupe" are Adelina, Hernestina, María, Guadalupe, Aurora, and Rocío. They engage in businesses such as pottery making, making baked goods, and selling soft drinks.
Dice que decidió iniciar con este negocio, ya que quería buscar la manera de apoyar a su esposo con los gastos de la casa e hijo con sus estudios, y así mismo gozar de una mejor solvencia económica y excelente calidad de vida, aparte de que dice desde pequeña su mama le enseño a elaborar estos utensilios, es por eso que decidió empezar con esta actividad, el préstamo que recibió lo va a invertir, en la compra de mas material como son: leña, barro y comprar más trastes, para continuar con sus ventas.
Doña aurora dice que su meta es la de hacer que su negocio crezca empresarialmente, ya que quiere construir un pequeño local puesto que lo que más desea es poner su tienda de artículos de barro y así dar a conocer un poco de lo que hacen en su comunidad, también para de esta forma tenerlo bien surtido, con más variedad de productos, y así obtener más y mejores ganancias.
Da las gracias a FRAC y a los prestatarios de kiva por darle la oportunidad y confianza, pero sobre todo por creer en ella, ya que gracias a su ayuda pudo invertir en su negocio y asi tener una mejor calidad de vida, junto con su familia y un mejor futuro.
Las personas que conforman el grupo del almendro de la Guadalupe son las siguientes: Adelina, hernestina, María, Guadalupe, aurora, Rocío, quienes se dedican a la alfarería, panadería y venta de refresco.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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