Juquilita 1 Group
The story being presented is that of Sra. Jazmín Gisela, who is the group representative. She is 33 years old and married to Sr. Jorge who works as a merchant. They have two children, Daniel and Armando, who are in the first and second grades. Jazmín has been managing a grocery store for four years.
Doña Jazmín decided to start this small business because she needed to improve her quality of life and that of her children. She also wanted to help her children get ahead, but she did not have sufficient financial resources to provide them with a better education. The loan she will receive will be invested in the purchase of more merchandise such as oil, milk, soft drinks, cookies, soups, sugar, beans, eggs, and other items. Jazmín wants to continue investing in her business so that it can grow even more. She plans to expand the facilities of her grocery store so that she can increase and improve her sales and her income. In addition, she would like to continue supporting her children with their studies so that they can pursue a good profession and have a better quality of life.
Jazmín is extremely grateful to the Kiva lenders and to Fundación Realidad. Thanks to their help, she has been able to move forward and have her own business. Her fellow group members are Verónica, Yolanda, Patricia, and Modesta. They engage in different business activities such as selling groceries, selling household products, making candy, selling cheese, and operating a sewing workshop.
Doña Jazmín decidió iniciar con este pequeño negocio, por la necesidad de mejorar su calidad de vida y la de su familia y sacar a sus hijos adelante, ya que no tenia la solvencia económica suficiente para conseguir darles una mejor educación, el crédito que recibió lo va a invertir en la compra de mas mercancía como: aceite, leche, refrescos, galletas, sopas, azúcar, frijol, huevos, etc.
Ella desea seguir invirtiendo en su negocio y así poder hacerlo crecer mucho mas, puesto que quiere ampliar su local para poner su abarrotería y así incrementar y mejorar sus ventas e ingresos, también seguirá apoyando a sus hijos con sus estudios, para que puedan tener una muy buena profesión y mejorar su calidad de vida.
Ella esta muy agradecida con los prestatarios de kiva y con Fundación realidad, ya que gracias a ellos esta saliendo adelante y ha podido tener su propio negocio.
Otras de las compañeras de doña Jazmín son: verónica, Yolanda, patricia y modesta, quienes realizan variadas actividades como son: abarrotes, artículos domésticos, dulcería, venta de quesos y taller de costura.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid