Guadalupe De Reyes Group
Update on Guadalupe De Reyes GroupCrecencia is one of the “Guadalupe de Reyes” group members. She’s 62 years old. She never went to school because she says that back then school was only for boys and the girls stayed home to learn how to do domestic chores. She’s married to Cristino and they currently live alone because their children are all married. Crecencia relates that since she was little her parents taught her to work and even though her husband provides for their home she always looks for ways to help him since the economic situation is worse every day.
A little over ten years ago, Crecencia opened a small home-based grocery store to help her husband with the intention of earning a little extra money and because there are practically no stores in her neighborhood and this helps her sales to increase. She’s open every day from very early on and she always likes to keep her store well stocked with a little bit of everything so that her customers will always find what they are looking for and will return to make their purchases; she also tells us that she enjoys providing good service in order to win over customers.
She will invest the loan in the purchase of cooking oil, canned food, beans, rice, soft-drinks, candy, Sabritas [brand of snacks], sweet bread, cookies, salt, sugar, mayonnaise, soap and chlorine bleach to stock her store. She hopes that with this investment her business will continue to progress thus having a better quality of life.
The other group members are:
Alberta-fast-food snack sales
Rosa-fast-food snack sales
Dorotea-fast food snack sales
María de Jesus-clothing sales
Doña Crecencia desde hace un poco mas de 10 años con el apoyo de su esposo habrio un pequeña tienda de abarrotes en su hogar con la intencion de ganar un poco de dinero extra y porque en su colonia casi no hay tiendas eso ayuda a que sus ventas aumenten, ella habré todos los días desde muy temprano y siempre le gusta tener su tienda surtida con un poquito de todo para que sus clientes siempre encuentren lo que busquen y vuelvan hacerle el gasto, tambien nos dice que les gusta dar un buen trato para ganar clientes.
ella invertira este credito en la compra de aceite de cocina, comida enlatada, frijoles, arroz, refrescos, dulces, sabritas, pan dulce, galletas, sal , azucar , mayonesa, jabon y cloro pra resurtir su negocio.
ella desea que con esta inversion su negocio continue progresando y así tener una mejor calidad de vida
los demas integrantes del grupo son:
deodora venta de ropa
Alberta venta de antojitos
Rosa Venta de antojitos
amelia venta de pollo
Esperanza venta de pollo
Dorotea Venta de antojitos
Natalia venta de abarrotes
Antonio cultivo de maiz
Maria de jesus venta de ropa
Cristina venta de refrescos
Previous Loan DetailsSeñor Joel is 59. He did not have the chance to study. He is married to Señora Celia, a housewife, and they have one daughter and one granddaughter. Joel lives in a sugarcane zone. Joel tells us that he decided to start his own grocery store business seven years ago because he saw the need to ... More from Guadalupe De Reyes Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid