Judith was born in Echendia, but currently lives in Guayaquil with her family. She is 34 years old, and is married to Jhonny, who works as a salesman for the Pulido Costura SA company. She has two children. One is nine and goes to school, and the other is three and stays with her. She opened her stationery store nine years ago, because she became unemployed, and that was what pushed her to get started. She doesn't have a fixed schedule but she is always open Monday through Sunday from 6:00 am to 8:00 pm. During the rainy season she doesn't sell as much because the streets get damaged and vehicles can't reach her residence.
She is going to use the loan to expand her business by purchasing notebooks, paper, and essential goods (rice, sugar, oil, grains). Her next goal is to expand her home and her business.
Judith nació en Echendia pero actualmente vive en Guayaquil con su familia. Tiene 34 años, está casada con Jhonny quien trabaja como vendedor en la empresa Pulido Costura S.A. Tiene 2 hijos, el de 9 años estudia en la escuela y el de 3 está a su cargo. El bazar lo inicio hace 9 años por motivo que quedo desempleada y ese fue el empuje que tuvo para emprenderlo. No tiene hora fija pero siempre abre de lunes a domingo de 6 am hasta las 8 pm. En la época de lluvia no vende mucho porque las calles se dañan y los vehículos no llegan hasta su domicilio. Con el préstamo va a ampliar su negocio comprando cuadernos, láminas y artículos de primera necesidad (arroz, azúcar, aceite, granos). Su próxima meta es ampliar su casa y su negocio.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.