Cesar, age 29, is a heavy cargo driver in the city of Playas. He is married to Johana, and he has two school age children. His wife has worked as a domestic employee for eight years. She does that to help with the household’s finances.
Ten years ago Cesar started this business activity with his father’s truck. It is now his because he decided to buy it as it is his primary means of working. He works from Mondays through Saturdays from 7:00 a.m. until 9:00 p.m. As his work is a service, he does not have any major difficulty.
He needs the loan to buy tires for his vehicle. His immediate goal is to improve his vehicle in order to continue working and to provide his children with a better future.
Cesar a sus 29 años es chofer de carga pesada en la ciudad de Playas. Está casado con Johana y tiene 2 hijos en etapa escolar. Su esposa realiza trabajos domésticos hace 8 años, lo hace para ayudar en la economía de su hogar. Hace 10 años que Cesar empezó con esta actividad en la camioneta de su papa, actualmente es suya porque decidió comprársela ya que es su principal herramienta de trabajo. Labora de lunes a sábado de 7 am hasta las 9 pm. En su trabajo como es de servicios no tiene mayor dificultad. El préstamo lo necesitaría para la compra de llantas a su vehículo. Su meta inmediata es mejorar su vehículo para seguir trabajando y brindarle un mejor futuro para sus hijos.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.