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La Nopalera Group
In this Group: Delgadina, Elias, Teresa , Francisca, Ponciano
The communal bank "La Nopalera" is comprised of three women and two men who live in a community called San Antonio Enchisi. It is a very quiet location known for its nopal (prickly cactus) plantations, from which it gets the name "La Nopalera".

Elias is the group's representative. He tells us that he is 43 years old and married to Teresa. They have been together for 20 years and have five children who are in school. Therefore, Elias works hard because his concerned about his children's well-being. He has been growing "nopals" for 12 years, although the idea for the business came from his wife Teresa. This time he is requesting a loan to buy organic fertilizer called manure. He says he likes to grow "nopales" even though one must be careful when planting them so as not to break the rack, and also in protecting them from the red spider plague, which turns the nopal red and keeps it from producing. Although this may sound a little alarming for us, Elias says that is not the case since he knows what to do to avoid it. Elias' biggest problem is money, since he does not have as much to invest as he would like in his nopal crop. He wants to plant more land and put a structure over his plantation.

Elias' goal is to improve his nopal production and quality. He is grateful for the loan which has allowed him to increase crop volume, so he not only sells normal nopals, but also as a fruit drink, along with tortilla. He is using his profits to pay for his children's education, clothing, food and shoes for the entire family. In general, the entire group is very grateful for the loan, since all the members will be able to buy what they need. Ponciano will buy fertilizer for his nopal crop, Delgadina will buy vegetables to sell, and Francisca will buy fertilizer for her nopal crop.
View original language description ↓
El grpo la nopalera esta integrado por tres mujeres y dos hombres ellos viven ene una comunidad llamada San Antonio Enchisi es una comunidda muy tranquila donde tambien se carracteriza por el cultivo de nopales, es por eso que el grupo se llama la nopalera.
Don Elias quien es el representante del grupo nos cuenta que tiene 43 años de edad esta casado con la señora Teresa desde hace 20 años juntos han procreado cinco niños que se encuentran estudiando es por eso que a Don Elias es muy trabajador ya que se preocupa mucho por sus niños, El se dedica a al cultivo del nopal en dicha actividda lleva ya 12 años aunque la idea del negocio fue su esposa Teresa, esta vez ha solicitado el credito para comprar abono organico llalmado estiercol, nos comenta que le gusta mucho e cultivo de los nopales a unque tambien hace incapie que debemos tener mucho cuidado a la hora de sembrar paraq ue no se rompa la raqueta tambien tener mucho cuidado para que no se les pegue la plaga la cual es la araña roja, esta ocaciona que el nopal se pinte de color rojo y esto acaciona que el nopal deje de producir. auque nos suene un pocoa alaramante esta situacion para don Elias no es asi ya que comenta que sabe muy bien que hacer cuando pasa esto, la dificultad mas grande para don Elias es la falta de dinero ya que no tiene dinero para invertir mas en su cultivo de nopal como el quisiera ya que le gustaria amplair su terreno de nopales necesita mas estrutura para techar su nopal.
La meta de don Elias es llegar a ser un mejor productor y mejorra su calidad en cuanto al nopal, aunque tambien demostro su agradecimiento ya que comenta que gracias al credito el pudo invertir mas y ahora ya tiene un poco mas de producto ahora ya no solo vende el nopal normal si no que tambien tiene pedidos de licuados y tortilla. Con las ganacias que obtiene las invierte en la educaion de sus hijos, ropa, alimentacion, calzado para toda la familia. En generel todo el grupo esta muy agradecido por el prestamo otorgado ya que podos podran invertir en lo que les haga falta, Don Ponciano comprara abono para sus nopales, Delgadina comprar verdura para su venta Teresa y Francisca compraran abono para nopales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $19,084,125
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Nopalera Group's $2,800 loan helped a member to buy organic fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
May 10, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012