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Cabecera Group
In this Group: Victoria , Ma Gudalupe , Ana Maria *, Blanca Azucena , Angela , Elizabeth De Los Angeles , Benita , Diana Maria , Julia Catalina
* not pictured
The group "Cabecera" is made up of 9 women who are all very hardworking and responsible. They live in a community called Cabecera, a very small and tranquil place that gave the group their name.

Guadalupe, the group's representative, is 43 and married to Raimundo. They've been together for 23 years and have formed a family with three children, two of whom are already in school while the youngest is not. Guadalupe sells down comforters, sheets and curtains. With the loan requested she will buy some of all of those. Lupita, as she's known in her town, has a store in Tula Hidalgo, and has one employee that helps her to tend to the store. She started her business to help her husband with their household expenses. Her biggest challenge is not being able to be there all the time and leaving her family while she works. She also worries when she doesn't make profits because people are looking for better quality and better prices, but she is confident that the loan will help her to stock her store better and increase her earnings. This business has made her a little calmer because she can cover the costs of her home.

Lupita's goal is to make her business bigger, but above all to see all of her children get a degree and succeed professionally. Guadalupe and the other women are very grateful to FRAC and Kiva because now they will be able to buy what they lack in their businesses to increase profits. Angela, Diana, Blanca, Benita and Elizabeth will buy sheep; Victoria will buy clothing for resale; Benita will buy corn to make tortillas; and Julia will start a jewelry business.
View original language description ↓
El grupo “Cabecera” está conformado por nueve mujeres todas son muy trabajadoras y responsables ellas viven en una comunidad llamada cabecera un lugar muy pequeño y tranquilo por el lugar donde viven es así que le pusieron a su grupo, Doña Guadalupe quien es la representante del grupo nos cuenta que tiene 43 años de edad está casada con el señor Raimundo desde hace 23 años juntos han formado una familia con tres hijos que dos ya asisten a la escuela el más pequeño aun no. Ella se dedica a la venta de colchas edredones, sabanas, cortinas, con el crédito que ha solicitado comprara de todo, doña Lupita como la conocen en el pueblo tiene un tienda en Tula Hidalgo ahí tiene un empleado quien le ayuda para atender su tienda, esta actividad la inicio para ayudarle a su esposo con los gastos del hogar, el reto más grande que presenta doña Lupita es que no puede estar allá tanto tiempo y dejar a su familia, también le preocupa cuando no hay ganancias porque las personas buscan mejor calidad y mejor precio, pero ella confía en que el crédito le ayudara para surtirse mejor y sus ganancias aumenten, porque con sus ganancias que obtiene de la venta de sus articulas sacaba para pagar el crédito para la comida, ropa y educación de sus hijos, con su actividad está un poco más tranquila porque tiene para solventar los gastos de sus hogar, la meta de la señora Lupita es hacer más grande su negocio pero más que nada que todos sus hijos terminen de estudiar una carrera y se superen profesionalmente, Doña Guadalupe están muy agradecidas con FRAC y Kiva ya que podrán comprar lo que les haga falta en sus actividades para aumentar sus ganancias, Ángela, Diana, Blanca, Benita, Elizabeth, compraran borregos, Victoria invertirá en ropa para su venta, Benita comprara maíz para la elaboración de sus tortillas, y Julia iniciara con sus negocio de Bisutería.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,077,825
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cabecera Group's $3,950 loan helped a member to buy down comforters.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
May 9, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 28, 2012