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Taga 3 Centre - Group 1
In this Group: Penquin Elisapeta, Kaisarina, Iokapeta, Falanika, Lole
After four weeks of rigorous business training, these five women of Taga 3 on the island of Savaii, passed their written test on the SPBD principles (business, savings, weekly meetings, payments and group guarantee) to ensure their first group loan from SPBD. Over the next year, they will support each other in their individual business development to guarantee on-time payments.

Penquin Elisapeta M., 37 years old, is married, with no children. She has over two years of experience growing taro on her plantation and selling it at the flea market once a week. She comes from a long line of farmers. She will use her loan to purchase a weed killing sprayer, pesticides, a license, cabbages and tomatoes.

Kaisarina A., 49, is married, with eight children. She is involved in both farming and pancake making. Her main farming produce is taro, a staple of the Samoan diet. With her loan, she will purchase a license to sell, flour, sugar, oil and yeast for the pancakes and pesticide for the taro plantation.

Iokapeta F., 37, is married, with four children. Her brother bakes an assortment of goods including donuts, pies and pork cakes. Iokapeta sells them five days a week to school children and to people in her village. Her loan will be used to purchase flour, sugar, soda powder, oil and mutton flaps (lamb ribs).

Falanika S., 39, is divorced, with two children. She is starting a new business where she will sell cabbages and tomatoes for three days a week. Her loan will be used to purchase a weed killing sprayer, pesticides, a rake, and a spade and cabbage seeds.

Lole F., 51, is married, with seven children. She is starting a new business where she will sell pork cakes and pork buns for six days a week. Her loan will allow her to purchase flour, yeast, oil, sugar, mutton flaps and a pot.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,793,625
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Taga 3 Centre - Group 1's $1,400 loan helped a member to purchase equipment and ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2008
Apr 17, 2008
Currency Exchange Loss:
Jun 20, 2009