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Justine
Justine is 25 years old and lives in the town of Kasagati in the Kampala east region of Uganda. For the past five years, Justine has been working hard to manage her retail shop, which sells sugar and soap.

To help expand her business, Justine has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more essential commodities like soap and salt for resale, and it will help Justine generate greater profits and expand her business. Justine hopes that in the future she will be able to own a big wholesale shop.

Justine is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Justine who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 143
    View loans »
    Uganda Loans Fundraising
  • $28,654,350
    Funds lent in using Kiva
  • 2,495.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Justine to buy more essential commodities like soap and salt for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 12, 2012
Listed
May 5, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 23, 2013