Chhun is 34 years old and a resident of Prey Chor district, Kompong Cham province, where she plants and grows crops like rice, potatoes and beans. She has been doing this for 12 years on her own farmland. From this type of business, she is able to make a suitable income of $5.00 per day.
Presently she has three children attending local schools of the province and who need daily allowances from her. In order to increase the family's income, Chhun's husband wants to make a new business of providing tree-cutting services to local people. However, he doesn't have a chain saw for this type of business.
To solve the problem and further improve the family's living conditions, Chhun decided to look for a loan to purchase a chain saw for her husband to start providing this service in exchange for money. In the future, Chhun wants to save her income for the family's emergencies and she hopes that she will be able to bring her family out of poverty.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.