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Sandra Victoria
View original language description ↓
Mrs. Sandra makes a living selling various products out of her home located in the municipality of Villanueva, where she has been a resident for several years.

She is a mother of two children to whom she has the responsibility of maintaining, educating and providing a good roof over their heads. She currently in need of financial help with the acquisition of products for her store. This is the reason for her request to Ceprodel for a timely loan which will enable her to obtain the products that she will later sell in her store.

Translated from Spanish by Laura Bobbit, Kiva volunteer.

La actividad económica a la que se dedica la señora Sandra es a la venta de productos varios en su casa de habitación ubicada en el municipio de Villanueva del cual ella es originaria desde hace varios años.

Es madre de dos hijos que tiene la responsabilidad de mantener dándole estudios, alimentación y un techo digno donde vivir. La necesidad que actualmente atraviesa es la adquisición de recursos económicos para adquirir los productos de la pulpería. Por este motivo acude a Ceprodel para obtener el crédito oportuno y así adquirir los productos para luego comercializarlos en su pulpería.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,417,550
    Funds lent in using Kiva
  • 19.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sandra Victoria purchase of merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2008
Mar 28, 2008
Currency Exchange Loss:
May 15, 2009