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Jane is a widow and a mother of three children aged 23, 20 and 13. She has been actively farming for ten years. Her farm produces paw paw and vegetables, which she sells in the local market. She gets additional income from her pension.

Jane has requested a loan of 45,000 KES which she plans to invest in her massive banana farming. She also plans to start rearing high quality breeds of dairy cows in order to gain financial security and educate her last born child.

Jane laments about the low water supply which compels farmers to install irrigation systems together with animal diseases which reduce their output and occasionally lead to their eventual death.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 820
    View loans »
    Kenya Loans Fundraising
  • $43,889,150
    Funds lent in using Kiva
  • 83.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jane to expand her banana plantation.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 29, 2012
May 4, 2012
Currency Exchange Loss:
Oct 21, 2013