Rodah is 41 and has been in farming for ten years. She employs one farmhand and produces milk, maize, beans, fruits, and eggs, which she sells in the local market. In addition to farming, Rodah also runs a tailoring business. She is single and has two children aged 17 and 12 years.
Rodah has requested a loan of 60,000 KES from Juhudi Kilimo to buy poultry birds at 30,000 KES and construct a modern dairy unit at 30,000 KES. She says the poultry farming business has good prospects due to a good market. She hopes to be a major supplier of eggs in the local market. She also hopes to meet her children's education needs using her farming income.
She says poultry diseases have been a major challenge and still remain a threat to the farming business.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.