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Cemara Indah Group
In this Group: Yadi, Sumarni, Eliza, Kasilah, Taesah
Yadi is the leader of Cemara Indah group. He is the only man in this group. He has a little workshop, which sells Accu oil and machine oil. His business is running smoothly. Now he plans to use his part of the loan to buy more oil including Accu oil and machine oil because now he already has a lot of routine customers. He hopes with this stable business, he can save his children's school fee.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $4,458
    Average annual income
  • 50
    View loans »
    Indonesia Loans Fundraising
  • $4,475,375
    Funds lent in using Kiva
  • 9,181.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Cemara Indah Group's $1,875 loan helped a member to buy more oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 18, 2012
Listed
May 4, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013