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Los Llanos El Tablon Group
In this Group: Eva Zulema, Gladis Cecilia, Yahaira Carolina
Gladis is a member of the “Los Llanos El Tablón” communal bank. She’s 32-years-old, married and has three children. She lives in the community of El Tablón in Danli municipality, El Paraíso.

She’s a tenacious woman who has had a small grocery store for the last three years that operates in a small section of her house; it’s open from 7am until 8pm. The advantage it has is its excellent location for sales so it earns good profits; the disadvantage is that she has competition so she must stock the store to keep her customers satisfied.

The loan Gladis is taking out is to buy groceries in general like sugar, rice, soft-drinks, lard, meat, eggs, chicken, cured meats, bread, cheese, butter, bullion cubes and coffee among other products. With help from the loan she’ll have more and better stock in the store and her customers will be able to find everything they need to prepare their meals and she will be able to cover her household’s and her children’s expenses.

Her goal is to make her store grow until it becomes a mini-market. Gladis has been a FAMA client for two cycles and she expects to pay the installments for her new loan punctually and responsibly like she’s done to date.
View original language description ↓
Gladis es miembro del Grupo Solidario Los Llanos El Tablón, tiene 32 años de edad, es casada y tiene tres hijos, reside en la comunidad del Tablón en el municipio de Danli, El Paraíso. Es una mujer luchadora y tiene una pequeña pulpería desde hace tres años, que funciona en una pequeña parte de su casa de habitación, la cual atiende desde las 7:00 a.m hasta las 8:00 p.m. La ventaja es que tiene excelente ubicación de venta y por lo tanto tiene muy buenas ganancias, la desventaja es que tiene competencia por lo que necesita surtir el negocio para mantener a sus clientes satisfechos. El préstamo que está solicitando Gladis lo necesita para comprar abarrotería en general como ser azúcar, arroz, refrescos, manteca, carnes, huevos, pollo, embutidos, pan, queso, mantequilla, cubitos, cafe, entre otros productos. Con el apoyo del préstamo tendrá más y mejor surtido su negocio y sus clientes podrán encontrar todo lo que necesitan para preparar sus alimentos y así ella podrá cubrir los gastos de la casa y los de sus hijos. Su meta es hacer crecer su negocio y llegar a tener un mini mercadito. Gladis tiene dos ciclos de ser cliente de FAMA y espera pagar las cuotas de este nuevo préstamo de forma puntual y responsable como hasta en la actualidad.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 19
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Llanos El Tablon Group's $950 loan helped a member to buy groceries.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013