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Caminando Con Jesus Group
In this Group: Hilma Yaneth, Raimunda Concepcion
Raimunda is a member of the “Caminando con Jesús” (Walking with Jesus) communal bank. She’s 63-years-old, married and the mother of five children; her husband works in agriculture. She sells groceries and lives in the city of Juticalpa.

Raimunda has had a grocery store for the last four years and it’s open to the public from 6am until 6pm. She works alongside an employee who helps her take care of customers when she has to go out to buy merchandise to stock the store and also helps her during the morning because Raimunda also works as a cleaning lady at a government institution.

The loan Raimunda is asking for is needed to buy rice, beans, lard, soap, oil, noodles, sauces, condiments, snacks, soft-drinks, bread, meat, cured meats and chicken among other food items.

With help from this loan she will be able to stock the store and her customers won’t have to go somewhere else to buy because she’ll have a little bit of everything. Her dream is to build her store with blocks since it’s currently made of wood and to support her children so that they can complete their academic studies.

Raimunda has been in several FAMA cycles and she’s been a punctual client with respect to the payment of her installments.
View original language description ↓
Doña Raimunda es miembro del Banco Comunal Caminando con Jesús, tiene 63 años de edad, es casada y madre de cinco hijos, su esposo trabaja en la agricultura, ella se dedica a la venta de abarrotería y reside en la ciudad de Juticalpa. Desde hace 4 años atrás doña Raimunda tiene una pulpería, y esta abierta al publico desde las 6:00 am hasta las 6:00 pm, trabaja en conjunto con una empleada que le ayuda atender la clientela cuando ella tiene que salir a comprar la mercadería para suministrar la pulpería también le ayuda por las mañanas ya que doña Raimunda trabaja de aseadora en una institución del gobierno. El préstamo que solicita doña Raimunda lo necesita para la compra de arroz, frijoles, manteca, jabón, aceite, pastas, salsas, condimentos, churros, refrescos, pan, carnes, embutidos, pollo, entre otros productos de consumo alimenticio. Con el apoyo de este préstamo ella podrá surtir su negocio y su clientela no se ira a otro lugar a comprar porque tendrá de todo un poquito en productos. Su sueño es hacer su negocio de bloque ya que actualmente es de madera y apoyar a sus hijos para que puedan terminar sus estudios académicos. Doña Raimunda tiene varios ciclos en FAMA y ha sido una clienta puntual con el pago de sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 13
    View loans »
    Honduras Loans Fundraising
  • $8,478,300
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Caminando Con Jesus Group's $1,050 loan helped a member to buy groceries.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 31, 2012
Jun 1, 2012
Currency Exchange Loss:
Aug 16, 2012