“Tolerante” is a Credituyo solidarity group in its 8th credit cycle. The group is so called because they are very patient people who are always ready to help each other in case of need.
Estela is one of the members of the group. She’s married and has two children. Estela sells comforters to her neighbors at home. She started this several years ago because she’s fanatic about comforters and wanted to start a business.
Estela will use her loan to buy enough merchandise to generate high sales. In the future, Estela wants to open a store downtown and import merchandise from other countries.
Tolerante es un grupo solidario de credituyo que se encuentra en su octavo ciclo de credito. El grupo lleva su nombre porque son personas con mucha paciencia y que siempre estan dispuestas a ayudar a sus compañeras en caso de que lo necesiten.
Estela es una de las integrantes del grupo, esta casada y tiene 2 hijos. Estele vende edredones en su casa con sus vecinas desde hace varios años y comenzo porque es fanatica de los edredones y queria comenzar un negocio. Con su credito, Estela quiere comprar suficiente mercancia para generar altas ventas. A futuro, Estela quiere poner un local en el centro de la ciudad e importar mercancia de otros paises.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.