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Melchor
Melchor is 23 years old and lives with his wife and their three-year-old little boy, who is his pride and joy. Melchor says that he is the greates gift that God has given him, because ever since he was born, he has brought nothing but blessings to their home. He says its very hard to work every day, but that his son and wife deserve the effort, because seeing they are well makes him happy.

Their home is located in the city of Imperial, which is known for its warm weather as well as its agriculture, particularly cotton and plantains, among other crops. Through much effort and saving, Melchor purchased a mototaxi which he used for work daily. His wife supported him in the business selling preecooked products (beans, lima beans, lentils, and other parboiled ingredients). Unfortunately his vehicle's engine broke down and he had to sell it. Currently he works with a rental mototaxi. He works around 10 hours and he believes business is going well for him because he is very dedicated and kind to his customers.

Melchor is very grateful to Kiva lenders, because thanks to the help they have offered he will be able to purchase a used mototaxi so that he has a vehicle to keep working. This improvement will allow him to improve his income and relieve him of having to pay rent for his mobility. This way he will be able to keep fighting every day towards making his greatest dream come true: to give his son a good education and to become a great businessman.
View original language description ↓
Melchor es un joven de 23 años de edad, vive al lado de su esposa y su pequeño de tres años el cual es su adoración y el nos comenta que es el regalo mas grande que Dios le ha dado, ya que desde que nació solo ha traído bendiciones a su hogar, el nos dice que es muy duro el trabajo de manera diaria pero su hijo y su esposa ameritan ese esfuerzo ya que viéndolos bien el está feliz; su vivienda se ubica en la ciudad de imperial, ciudad que se caracteriza por tener un clima cálido asimismo se desarrolla la agricultura en especial el algodón, el plátano, entre otros; con mucho esfuerzo Con mucho esfuerzo y ahorro Melchor se compro una mototaxi en la cual iba trabajando diariamente y su esposa lo apoyaba en su negocio de venta de pre cocidos ( frejol, pallar, lenteja, entre otros, estos insumos sancochados); lamentablemente el motor de su vehículo se malogro y tuvo que venderla, actualmente trabaja en una mototaxi alquilada, trabaja alrededor de 10 horas y el cree que le va bien en su negocio porque es muy dedicado y amble con los clientes.

Melchor está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar una moto de segunda mano para poder tener un vehículo propio para seguir trabajando, esta mejora le permitirá mejorar sus ingresos y ya no tener que seguir alquilando la movilidad, así el podrá seguir luchando cada día para hacer realidad su más grande sueño:” Darle una buena educación a su hijo y ser un gran empresario”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD