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Unidas Por El Amor Group
In this Group: Olga Doris , Onelia Elizabeth, Marina , Enma Rosalia, Maria Esmeralda, Francisca , Juan Bautista , Denia Rosmery , Justa

Update on Unidas Por El Amor Group

Rosalía is 27 years old and a single mother with two children. She resides in the community of Rusio in the town of Juticalpa and sells second hand clothing. Rosalía started selling used clothing five years ago. She works alone and is a street vendor. Every day very early in the afternoons from about 1:00 p.m. she goes out into the nearest communities to make her sales and then returns home at about 7:00 p.m.

Rosalía, thank God, is a healthy person who is friendly and very well known among her neighbors. The advantages are that she has many customers and her clothes are rapidly sold, however the difficulty is that she has to go to the city to buy bundles of clothes and this entails expenses because she has to pay for transportation.

She is requesting this loan to purchase several bundles of used clothing so that she can stock her business with current seasonal styles. With the help of this loan she will be able to attract more customers and will continue having a business that allows her to cover the expenses of maintaining her children. Her dream is to have her own shop and to help her children become professionals. Rosalía has been a FAMA client for the past ten years and has punctually made all of her payments on time.
View original language description ↓
Rosalía tiene 27 años de edad, es madre soltera de dos hijos, reside en la comunidad del Rusio en el municipio de Juticalpa y se dedica a la venta de ropa de segunda mano. Rosalía inicio a vender ropa usada desde hace 5 años atrás, trabaja ella sola y lo hace de forma ambulante. Todos los días muy temprano por las tardes como a eso de las 1:00 p.m sale a las comunidades mas cercanas a realizar sus ventas y luego regresa a casa como a las 7:00 p.m. Rosalía gracias a Dios es una persona sana, amable y muy conocida por sus vecinos. Las ventajas es que tiene muchos clientes y la ropa se le vende rápido pero se le dificulta tener que ir a comprar los fardos de ropa hasta la ciudad, ya que esto le proviene gastos porque tiene que pagar transporte. Ella solicita este préstamo para comprar varios fardos de ropa usada y así surtir su negocio de estilos actuales y acordes a la temporada. Con el apoyo de este préstamo podrá llamar la atención de más clientes y seguirá teniendo una actividad económica que le permita cubrir los gastos para la manutención de sus hijos. Su sueño es tener un local propio y ayudar a sus hijos a realizarse profesionalmente. Rosalía es cliente de FAMA desde hace 10 años y ha cumplido puntualmente con el pago de sus cuotas.

Previous Loan Details

Doña Francisca is a member and coordinator of the communal bank Unidas por el Amor. She is 56 years old and a widow. She has 6 daughters and 2 sons. She sells groceries and lives in Rusio in the municipality of Juticalpa. She has had a grocery store for the last 16 years and as a result has be... More from Unidas Por El Amor Group's previous loan »

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidas Por El Amor Group's $3,350 loan helped a member to buy bundles of used clothing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 31, 2012
Jun 1, 2012
Currency Exchange Loss:
Sep 15, 2012