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Marìa Elsa
María is a woman who is 64 years old, married, with three independent children; she lives with her children in her own house. It’s mentioned that the quality of life of the community is at the subsistence level. Most of the residents are independent workers in farming, animal husbandry, crafts and raising small animals; some of them also work in commerce. María lives in her own house in Cayalti District in Lambayeque Department and it has all basic utilities.

The commercial activity María does is selling newspapers. She has this small business installed in a kiosk she rents from the city; she has regular customers she tends to there and she has ten years’ experience which has allowed her to retain her already established clientele.

At present, María has decided to expand her inventory with respect to her small business because it’s quite profitable in the zone and because of this has requested a new, 1000 new sol, loan from Edpyme Alternativa to buy merchandise (newspapers and magazines) and to do some home improvements which in time will allow her to improve her standard of living with her family.
View original language description ↓
María es una mujer que tiene 64 años de edad, de estado civil casada, con tres hijos independientes, vive con sus hijos en casa propia. Se menciona que La calidad de vida en la comunidad es de subsistencia, la mayoría de moradores son trabajadores independientes que se dedican a la agricultura, ganadería y artesanía y crianza de animales menores y algunos de ellos adicionalmente dedicados al comercio. María vive en casa propia en el distrito de Cayalti del departamento de Lambayeque; así mismo cuenta con todos los servicios básicos.
La actividad comercial a la que se dedica María es la venta de periódicos, este pequeño negocio la tiene instalada en un kiosco alquilado por la municipalidad, donde atiende a sus clientes ya Fidelizados; y cuenta con 10 años de experiencia, lo que le ha permitido mantener su clientela ya establecida
Actualmente María se ha propuesto ampliar su inventario en lo referente a su establecimiento comercial (pequeño negocio) , esto debido a que es una actividad muy rentable en la zona; es por estas circunstancias que esta solicitando un nuevo préstamo a Edpyme Alternativa por un monto de S/. 1000 nuevos soles el cual estará destinado a la inversión de compra de mercadería (periódicos, revistas), y arreglo de su casa; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marìa Elsa to buy merchandise for her business and to make home improvements.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2012
Listed
May 9, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 1, 2013