Rocio Del Pilar
Update on Rocio Del PilarRocío is a 23-year-old woman. She is single with no children, and lives with her parents in their own home. She mentions that the quality of life in her community is subsistence living. The majority of residents work for themselves in agriculture, livestock, handicrafts, and raising small animals, and some of them also work in retail.
Rocío lives in her own home in the village of Froilan Alama in Tambogrande district in the department of Piura; she only has basic electrical service [no running water]. She also mentions that about 150 families live in this village under these conditions.
The commercial activity in which Rocío works is selling beauty products. She has this small business set up in her own home, where she serves her customers who are already loyal. She also provides cosmetology services, and has two years of experience which has allowed her to keep her already established customer base in both businesses. Her parents support her heavily in the work that she does, and there's a good family relationship between them.
Rocío has currently proposed to expand her inventory in regards to her commercial establishment (her small business), owing to the fact that it is a very profitable activity in her neighborhood. For these reasons she is requesting a new loan from Edpyme Alternativa for the sum of 1,800 new soles, which will be allocated to investing in the purchase of merchandise (beauty products) and the acquisition of chairs, mirrors, hair-dressing machines, a dryer, and two counters. She will also make improvements to her premises. In time, this will allow her to improve her standard of living along with her family's.
La actividad comercial a la que se dedica Rocío es la venta de productos de belleza , este pequeño negocio la tiene instalada en su propio domicilio, donde atiende a sus clientes ya Fidelizados; así mismo también realiza labores de cosmetología y cuenta con 2 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en ambos negocios. Sus padres lo apoyan arduamente en sus actividades que realiza, existiendo una buena relación familiar entre ellos.
Actualmente Rocío se ha propuesto ampliar su inventario en lo referente a su establecimiento comercial (pequeño negocio) , esto debido a que es una actividad muy rentable en la zona; es por estas circunstancias que esta solicitando un nuevo préstamo a Edpyme Alternativa por un monto de S/. 1800 nuevos soles el cual estará destinado a la inversión de compra de mercadería (productos de belleza), adquisición de sillas, espejos, maquinas de corte de cabello, secadora,02 mostradores; y así mismo realizar mejoras en su local; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.
Previous Loan DetailsRocío is a young woman of 22 who lives with her family in the district of Tambogrande, an agricultural zone in the Piura region, located more than four hours from the city of Chiclayo, capital of the Lambayeque region. Her work is selling beauty products by catalog, and she is always in search… More from Rocio Del Pilar's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid