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Oswaldo
Oswaldo is 44 years old, single, without dependent children and lives in his own house. It is mentioned that the quality of life in the community is for subsistence, the majority of inhabitants are self-employed workers who are engaged in the commerce, agriculture and livestock.

Oswaldo lives in his own house, which is located in the small town of Somate Alto in Tambogrande´s district, department of Piura. His house has electricity. It is also mentioned that in the district approximately 120 families live under the similar conditions.

Oswaldo makes a living driving his moto taxi between Zonas de Somate Alto y Tambogrande. Moreover, he provides internet services (owns three internet cubicles), which are open during the afternoons. These generate revenues to cover his own expenses.

It is important to mention that in the transportation field, Oswaldo has five years of experience, which has allowed him to maintain an already established clientele.

In addition, Oswaldo also makes a living farming. He has a Lemon crop. Currently, Oswaldo is requesting to EDPYME Alternativa a new loan for 1,500 New Soles for the maintenance of his vehicle and for the purchase of fertilizer for his lemon crop because it is a very profitable activity in the area, which in time will allow him to improve his family´s standard of living.
View original language description ↓
Oswaldo es un hombre que tiene 44 años de edad, de estado civil soltero, sin hijos a su cargo, vive en casa propia. Se menciona que La calidad de vida en la comunidad es de subsistencia, la mayoría de moradores son trabajadores independientes que se dedican al comercio, agricultura y ganadería. Oswaldo vive en casa propia en el caserío Somate Alto del distrito de Tambogrande, departamento de Piura; así mismo cuenta con el servicio básico de energía eléctrica; también se menciona que en este distrito viven aproximadamente unas 120 familias bajo estas condiciones.
La actividad comercial a la que se dedica Oswaldo es al transporte público de mototaxi el recorrido lo realiza entre las zonas de Somate Alto – Tambogrande y visciversa. Además se dedica a prestar servicio de Internet (con 03 cabinas propias) con atención por las tardes, generándole ingresos diarios para cubrir gastos propios; cabe destacar que en esta actividad de transporte público Oswaldo cuenta con 05 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en este negocio. Además Oswaldo también se dedica a la agricultura donde tiene sembrado cultivo de limón.
Actualmente Oswaldo esta solicitando un nuevo préstamo a Edpyme Alternativa por un monto de S/. 1500 nuevos soles que será para el mantenimiento de su vehiculo y compra de fertilizantes para su cultivo de limón, esto debido a que es una actividad muy rentable en la zona; lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $575 helped Oswaldo to invest in the maintenance of his motorcycle and to purchase fertilizer for his crop.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2012
Listed
May 9, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 8, 2012