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Efren and his wife Beatriz live with their children in a large peach orchard that was planted by his grandparents in San Lorenzo Chiautzingo, Puebla. They raise rabbits and pigs, and have a small store where they sell their peaches, corn, peppers, beans, and other products they produce on their large plot of irrigated land.

They are very excited to purchase a Sistema Biobolsa biodigester because they have seen the results of the organic fertilizer from other local producers and want to save money and reduce contamination by displacing chemical fertilizers. They also plan to install a biogas boiler that will allow the family to enjoy hot showers after a hard day's work.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.

About Mexico

  • $11,249
    Average annual income
  • 4
    View loans »
    Mexico Loans Fundraising
  • $17,325,200
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Efren to purchase an 8 cubic meter Sistema Biobolsa biodigester.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 8, 2012
May 4, 2012
Currency Exchange Loss:
Jun 17, 2013