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Siomara Velmina
Siomara is a very hard-working and enthusiastic woman, who has two young children with her husband. They are aged 3 and 9, and she loves them very much. She dedicates her life to moving them ahead in life, as they are the greatest gift that God has given her. Her husband helps her with everything, and above all is her right hand. He works as a laborer in the fields, and also as a fisherman. Together with Siomara, he shares in covering the household expenses. Their home is located in the city of Camana, a city which is characterized by its beautiful beaches; its agriculture, especially rice farming; and also its fishing. When Siomara has free time, she very much enjoys going for walks with her young children. She also likes to enjoy her favorite dish, which is steamed fish.

On a daily basis, Siomara goes to work in her business with much enthusiasm, selling groceries from the small store she has in her home. She works around twelve hours a day, and can serve up to 30 customers a day. She believes that things are going well for her with her business because she is very friendly to her customers and uses charisma in making her sales.

Siomara is very grateful to the Kiva lenders, as thanks to the support that they have provided her, she will be able to purchase more merchandise for her business such as rice, sugar, noodles, canned goods, and beans among other things. In this way she will be able to improve her income and stock a greater variety of products. This will allow her to continue working and continue striving on a daily basis to make her most important dream a reality: "To be able to build her home out of fine materials"
View original language description ↓
Siomara es una mujer muy trabajadora y entusiasta, junto a su esposo tienen 2 pequeños de 3 y 9 años a los cuales quiere muchísimo y por los cuales da la vida por sacarlos adelante ya que son el mejor regalo que Dios le ha dado; su esposo siempre la apoya en todo y sobre todo es su mano derecha, el trabaja como obrero en el campo y también como pescador y junto a Siomara aportan para los gastos de hogar; su vivienda se ubica en la ciudad de Camana, ciudad que se caracteriza por tener hermosas playas, por su agricultura en especial el cultivo de arroz y también tiene como actividad la pesca. Cuando dispone de un tiempo libre le gusta mucho salir a pasear con sus pequeños y también le gusta disfrutar en algunas oportunidades de su platillo favorito el cual es el Pescado al vapor.

Día a día Siomara sale a trabajar con mucho entusiasmo en su negocio de venta de abarrotes en la pequeña bodega que tiene en su vivienda; ella trabaja alrededor de 12 horas al día y puede atender hasta 30 clientes en el día; ella cree que le va bien en su negocio porque es muy amable con los clientes y su carisma para la venta.

Siomara está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mas mercadería para su negocio como arroz, azúcar, fideos, enlatados, menestras, entre otros, así ella podrá mejorar sus ingresos y tendrá mayor variedad de productos lo que le permitirá seguir trabajando y seguir luchando día a día para hacer realidad su más grande sueño.” Terminar de construir su casa de material noble”

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Siomara Velmina to purchase merchandise (rice, sugar, and noodles, among other things).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2012
Listed
May 8, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013