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Noyaa Group
In this Group: Emmanuel, Lydia, Felicia, Jonas
The name of the group is Noyaa and the group leader’s name is Emmanuel. There are five members in the group and they are all from Teshie.

Emmanuel is a 58-year-old kenkey (fermented maize paste) seller with a child age 15 years old. His wife is a trader. He has lived in a single-room, self-contained apartment with the family in Teshie since he was born.

He sells Kenkey at his residence and he has been in this business for 10 years.

This is his fifth loan with ID Ghana. He has taken this loan to buy more maize to prepare kenkey to sell.

His future business plan is to buy a water poly-tank to sell water.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Noyaa Group's $1,150 loan helped a member to buy more maize to prepare kenkey to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 11, 2012
Currency Exchange Loss:
Dec 17, 2012