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Ruzanna has been engaged in beekeeping for a long time. She likes her occupation very much. Ruzanna says that beekeeping is labor intensive but she likes to spend time with her bee families and to work in the open air. Ruzanna's family also helps her in her occupation as it is the main source of income for them. Ruzanna produces high quality honey and she is able to sell it directly from her house to her regular customers.

Ruzanna is asking for a 1,000,000 AMD loan to buy a truck, which will allow her family to move their bee families to a forest during summer months.

Ruzanna is 51 years old. She lives in Ijevan with her husband and a son. Ruzanna's daughter is married and she lives separately from her parents. Simultaneously with beekeeping, Ruzanna and her son work as accountants; her husband works as a welder.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 392.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Ruzanna to buy a truck, which will allow her family to move their bee families to a forest during summer months.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 27, 2012
Apr 30, 2012
Currency Exchange Loss:
May 17, 2014