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Having lived in Lomé for around 20 years, Mrs. Anne-Marie H. was born in Bénin on September 13, 1965. She is married and the mother of three children whose school fees and living expenses she provides. She sells cookies and sweets both wholesale and retail, a business she began in 2006.

The loan in the amount of US$ 1200 that she is requesting will allow her to expand her inventory by buying 15 cases of cookies and 24 cases of candies. This should enable her to increase her turnover and thus make substantially more profit from her business.

Translated from French by Teresa Kramer, Kiva volunteer

Installée à Lomé depuis plus d’une vingtaine d’année, Madame H. Anne-Marie est née au Bénin le 13 septembre 1965. Mariée, elle et mère de trois enfants dont elle assure la scolarité et le suivi. Revendeuse de confiserie en gros et en détail, elle a commencé cette activité depuis 2006.

Le crédit d’un montant de 500.000 FCFA qu’elle sollicite lui permettra d’augmenter son stock par l’achat de quinze cartons de biscuits et de vingt quatre cartons de bonbons en vue d’améliorer son chiffre d’affaires de et réaliser beaucoup de profit.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,801,100
    Funds lent in using Kiva
  • 418.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Anne-Marie to expand her inventory of cookies and sweets

Augmenter son stock de confisserie.

100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 14, 2008
Mar 28, 2008
Currency Exchange Loss:
May 15, 2009