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Fanny
Fanny, 42, lives in the town of Soledad with her six year old son who is the motivator of the work dynamic that is her daily routine to make a successful future happen. Fanny owns a miscellany store where she sells varied merchandise like stationery supplies, accessories for women and for the home, clothes, shoes and cosmetics, among others. She’s also a retiree from a firm and decided two years ago to start her own business adventure to provide her son with greater wellbeing.

Her main market is people who live around her business and in other nearby neighborhoods who are gradually getting to know her. She sells to them for cash and has some customers located in downtown Barranquilla and in the town of Soledad that she offers credit to. Her greatest dream is to add a second floor to her house so she strives daily to find new customers to generate income that will make this possible.

Her greatest challenge is not having sufficient working capital to reach her goals immediately. This is the reason why she’s calling on her Kiva loan, the first financing from Fundación Mario Santo Domingo to buy varied merchandise, perfume, candy, beauty products, clothes and shoes that she’ll buy downtown and other merchandise that are on sale in her catalogues she plans to impact the market with during the month when Mother’s Day is celebrated which is a season of high sales thus insuring that this investment will be successful and she will reach her objective.
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Fanny de 42 años de edad vive en el municipio de Soledad con su hijo de 6 años, motor de toda la dinámica de trabajo a la que diariamente está acostumbrada, para lograr potenciar su éxito futuro. Fanny es la propietaria de una miscelánea, donde vende mercancía variada, como útiles de papelería, accesorios femeninos y para el hogar, ropa, calzado, cosméticos, entre otros. Ella es pensionada por una empresa y desde hace dos años decidió emprender su propia aventura de negocios, todo esto para proporcionar un mayor bienestar a su hijo. Su principal mercado son las personas que habitan alrededor de su negocio y en otros barrios vecinos, que poco a poco van identificándola en el mercado. A ellos vende de contado y tiene clientes ubicados en el centro de la ciudad de Barranquilla y en el municipio de Soledad, a quienes ofrece créditos. Su mayor sueño es hacer el segundo piso a su vivienda, por eso se esmera buscando cada día nuevos clientes, con el fin de generar ingresos que le permitan lograrlo. Su mayor desafío es no contar con el capital de trabajo suficiente, para alcanzar sus metas de manera inmediata. Esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará mercancía variada, perfumes, dulcería, productos de belleza, ropa y calzado, que comprará en el centro de la ciudad y otras mercancías que ofrecen en descuento sus catálogos, con las que planea impactar su mercado en el mes que se celebra el día de las madres, época de mayor movimiento de sus ventas, lo cual hará que esta inversión tenga éxito y logre su propósito..

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 503
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,756.0
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $650 helped Fanny to buy varied merchandise.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2012
Listed
May 8, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 7, 2012