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Carmen Lisseth
Carmen Lisseth is 28 years old and lives in the family home with her children and her sister. She is known for being enterprising, responsible, but most of all, charismatic. With great effort, she has been able to maintain her business that involves selling shoes and lotions. Her sales are conducted by traveling around the main areas of the district where she lives. This business is her main source of income and her only job since her companion no longer lives with her. Carmen has been in this business for many years and has gained a great deal of experience. Thanks to her charisma, she has earned the trust of many people in the area and now has several established customers. Carmen works very hard to help her children get ahead since she is the only one earning household income. Her dream is to improve her quality of life and that of her family, so she strives to keep her business functioning in the best way possible.


Carmen decided to request this loan from Apoyo Integral so that she can invest in the purchase of merchandise, specifically a variety of shoes and lotions. This will help her remain fully stocked so that she can provide better service to her customers. Her intention is to meet the increased demand, improve her sales, and increase her income so that she accomplish her dream of providing her family with different opportunities in life.

View original language description ↓

Carmen Lisseth de 28 años de edad, habita en casa familiar junto con sus hijos y hermana. Carmen se caracteriza por ser emprendedora, responsable pero sobre todo carismática. Con mucho esfuerzo a logrado mantener su negocio el cual consiste en la venta de zapatos y lociones. La venta la realiza de manera ambulante en las principales áreas de la zona donde habita. Este negocio es su principal fuente de ingresos ya que es la única que trabaja debido a que su compañero de vida ya no vive con ellos. Tiene muchos años de dedicarse a esta actividad por lo que ya tiene mucha experiencia en el mismo. Gracias a su carisma se ha ganado la confianza de muchas personas en la zona por lo que ya cuenta con varios clientes fijos. Carmen trabaja muy duro para poder sacar adelante a sus hijos dado que es la única que colabora con la economía del hogar. Su sueño es poder mejorar su calidad de vida y la de su familia por lo que se esfuerza para que su negocio siga funcionando de la mejor manera posible. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la compra de mercadería, es decir variedad de zapatos y lociones. Para mantenerlo abastecido y poder dar un mejor servicio a los clientes. Todo esto lo hace con el fin de abarcar una mayor demanda que le permita mejorar sus niveles de venta y de ingresos y por consecuencia poder lograr su sueño de dar a su familia diferentes oportunidades de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 649
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Lisseth to buy shoes and lotions.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 17, 2012
Listed
May 9, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012