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Rosibel
Rosibel is 48 years old and lives in her own home with her family, which consists of her life companion and their five children. Two of her children are studying. Family is the most important thing to Rosibel, so she works hard to feed her family each day and provide for their essential needs. Rosibel sells delicious tortillas. She has been in this business for many years and has gained plenty of experience. She has a few customers who are very loyal to the products that she offers. Her dream is to see her children become professionals so that they will have better conditions than she had. This is why she invests all of her effort into maintaining the life of her business, which has provided her the means to survive for many years.


It is worth mentioning that in terms of the competition, Rosibel does not face this problem because there are not many businesses like hers that are in the area. Her dream is to expand her business. In other words, she wants to have the capacity to keep up with the growing demand and be able to generate more income. Therefore, Rosibel decided to request a loan from Apoyo Integral so that she can invest in supplies (corn and flour) in bulk and continue to produce her delicious tortillas.


Rosibel hopes to achieve her goal of meeting the growing demand so that she can have more revenue and improve her quality of life and that of her family.

View original language description ↓

Rosibel de 48 años de edad, habita en casa propia junto con su grupo familiar el cual está integrado por su compañero de vida y sus 5 hijos, dos de los cuales se encuentran estudiando. Para Rosibel lo más importante es su familia y es por ella que trabaja duramente para poder dar el pan de cada día y cubrir las principales necesidades. Ella se dedica a la venta de deliciosas tortillas. Tiene muchos años de dedicarse al negocio por lo que ya ha adquirido mucha experiencia, además ha logrado establecer algunos clientes que son muy fieles al servicio que ella ofrece. Su sueño es ver a sus hijos convertidos en profesionales, en mejores condiciones que las que ella ha tenido. Esta es la razón por la que lucha con todas sus fuerzas para mantener vivo el negocio que por muchos años le ha proporcionado lo necesario para sobrevivir. Vale la pena mencionar que en cuanto a competencia, Rosibel no tiene problemas ya que no hay muchos negocios parecidos en la zona. Su sueño es ampliar su negocio, es decir, poder tener la capacidad de cubrir una mayor demanda que le genere mayores ingresos. Esto la ha llevado a tomar la decisión de solicitar este crédito a INTEGRAL para invertir en la materia prima necesaria (maíz y harinas) al por mayor para seguir produciendo las deliciosas tortillas. Espera lograr su objetivo de cubrir una mayor demanda que le genere una mejora en los ingresos percibidos de tal forma que su calidad de vida y la de su familia puedan mejorar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 616
    View loans »
    El Salvador Loans Fundraising
  • $22,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosibel to buy corn and flour.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 17, 2012
Listed
May 9, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012