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Lely Soledad
The Communal Bank "Divino Niño Jesús" (Divine Christ Child) meets every 15 days in the canton of Jipijapa, which is known by its nickname "The Sultana of Coffee" because of its extensive coffee crop that has an incomparable flavor. This area is also known for its food and the warmth of its people.


It is in this place that one can meet Sra. Lely. She is 54 years old, married, and has five children. Four of them are grown and the youngest one is 17 years old and studying at an institute of higher learning. Her husband is a tricycle driver for hire in their town.


Lely is a homemaker who generates her own income so that she can help her husband with the household expenses. She sells clothing of all types by going door-to-door. Lely works three to four days per week depending on the level of her sales. In order to sell more, she extends credit for her products and collects payment every eight days. Lely has been in this business for three years and has done very well. As a result, she and her family have been able to move forward since her husband does not earn very much and there are many expenses, including her daughter's education. It is also helpful that Lely sells at the school where her daughter studies.


This loan will be used to buy all types of clothing. She has been with her Communal Bank for four years and enjoys being a member because one of the loans was used to start her business. Her dream is to see her daughter become a successful professional.

View original language description ↓
EL Banco Divino Niño Jesús se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar conocimos a la señora Lely, tiene 54 años de edad, está casada y de esta relación tienen cinco hijos, cuatro ya son mayores de edad, la menor tiene 17 años y estudia en un instituto superior. Su esposo realiza fletes en un triciclo por la localidad.

Ella es una ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo en los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, trabaja de tres a cuatro días a la semana dependiendo de cómo estén las ventas, para poder vender más deja sus productos a crédito y cobra cada ocho días. Nuestra amiga lleva 3 años que se dedica a esta actividad y le va muy bien, nos cuenta que gracias a esto ellos han podido salir adelante ya que es muy poco lo que gana su esposo y los gastos son muchos sobretodo con la educación de su hija, aunque ella le ayuda también con su negocio vendiendo en el centro donde estudia.

Este crédito es para comprar ropa de todo tipo. Lleva 4 años en el Banco Comunal y le gusta porque gracias a uno de los créditos empezó su negocio.

Su sueño es ver que su hija sea una muy buena profesional.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD