Check out other loans that are currently fundraising!
Dolores María
The Communal Bank "Divino Niño Jesús" (Divine Christ Child) meets every 15 days in the canton of Jipijapa, which is known by its nickname "The Sultana of Coffee" because of its extensive coffee crop that has an incomparable flavor. This area is also known for its food and the warmth of its people.


It is in this place that one can meet Sra. Dolores. She is 47 years old, married, and has five children. Four of them are grown and the youngest is 14 years old, attends high school, and lives with her. Her husband is a merchant.


Dolores intends to help her husband, so she will use this loan for his business. He sells clothing of all types. Dolores says that her husband travels to the countryside to sell his products. He works every day from 8am to 4pm and then returns home. Her husband sells his products for cash, but he also extends credit. His customers are well-known and trustworthy, so he is able to collect payments every eight days. The merchandise is purchased in Guayaquil every 15 days or as needed. Her husband has been in business for seven years and has done very well. As a result, their family has been able to get ahead.


This loan will be used to buy more merchandise, such as trousers, blouses, T-shirts, and children's clothing. Dolores has been with her Communal Bank from the beginning and enjoys being a member because it has given her the opportunity to move forward with her family. Her dream is to own a shop with her husband so that he does not have to travel far in order to generate sales.

View original language description ↓
EL Banco Divino Niño Jesús se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar conocimos a la señora Dolores, tiene 47 años de edad, está casada y de esta relación tienen cinco hijos, 4 de mayores de edad y una de 14 años la misma que estudia en colegio y es quien aun vive con ella. Su esposo es comerciante.

Ella con la intención de ayudar a su esposo realiza el crédito para que él lo utilice en su negocio, él se dedica a la venta de ropa de todo tipo, nos cuenta nuestra amiga que él se desplaza a los campos con la finalidad de vender sus productos. Trabaja todos los días desde las 8h00 hasta las 16h00 que regresa a su hogar, vende al contado y también deja a crédito a sus clientes más conocidos y confiables a los mismos que les cobra cada 8 días. Su mercadería la va a comprar a Guayaquil cada quince días o cuando necesite. Tiene 7 años que se dedica a esta actividad y le va muy bien, gracias a esto su familia sale adelante.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está desde el inicio en el Banco Comunal y le gusta por la oportunidad que le dan para poder salir adelante junto a su familia.

Su sueño es tener un local para que su esposo no tenga que salir tan lejos a realizar sus ventas.


About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dolores María to buy trousers, blouses, T-shirts, and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2012
Listed
May 8, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012