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Dali is 64 years old, single and lives in the Gardabani District of East Georgia. She lives alone and her main source of income is a dairy farm. She has two milk cows and uses them to make cheese. She sells an average of 35 kg of cheese to retailers who do business in her village. Her average monthly income is 300 Laris. Dali is requesting a loan to buy a new milk cow. With three milk cows, she will be able to increase her production and sales of cheese by 50 percent. This will mean an increase of about 150 Laris in her monthly income. Dali will use this increased income to buy household goods that she needs and to improve her living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,931,175
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Dali to buy a new a milk cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 6, 2012
Apr 30, 2012
Currency Exchange Loss:
Aug 17, 2013