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Heyling De La Concepcion
Heyling is a young 24-year-old woman from León. She is married, and is a merchant by trade; she makes a living selling used clothing and has done so for a year. She is currently in her fifth year of university studying psychology. She started her work through relatives that she has abroad who ordered consignment to help her. She was buying clothing in small quantities until setting up her business where she receives help from her husband and a friend. She sells her products in the market because it is a spacious place for trade. She hopes to one day have a much larger shop.

She asks for the loan to buy bundles of used clothing and products for her store like toys, sandals, etc. She believes the loan will help her to be able to offer a new variety of products that will allow her to increase her clientele. Her future plans are to improve her income, increase her products, and open a new shop. For goals, she hopes to next increase her sales by 40% and improve her standard of living.
View original language description ↓
Heyling es una joven de 24 años de edad originaria de León, casada, de oficio comerciante se dedica a la venta de ropa usada desde hace 1 año, actualmente realiza estudios universitarios cursa el quinto año de la carrera de psicología. Inicio su actividad por medio de familiares que tiene en el extranjero los cuales le mandaban remesa para ayudarse, ella fue comprando en pocas cantidades ropa hasta poner su actual negocio en donde recibe el apoyo de su esposo y una amiga, sus productos los comercializa en el mercado ya que es un lugar amplio para el comercio, como expectativa espera llegar a tener una tienda mas amplia.
Solicita el préstamo para compra de pacas de ropa usada y productos para la tienda tales como juguetes, sandalias, etc. Ella considera que el crédito le ayudara ya que podrá ofrecer nuevas variedades de productos que le permitirá aumentar la clientela, sus planes futuros son mejorar sus ingresos, incrementar sus productos y abrir una nueva tienda, como metas próximas espera incrementar sus ventas a un 40% y mejorar el nivel de vida.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Heyling De La Concepcion to buy bundles of used clothing and products for the store like toys, sandals, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2012
Listed
May 7, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013