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Yerazik is forty-one years old. She lives in Ditak village with her family. Yerazik's husband is forty-six years old, he works at the furniture-making factory as a furniture-maker. Yerazik's elder son is nineteen and serves in the army at present. Her younger son is eighteen. Yerazik and her husband run a farm: they cultivate land and raise cattle.

Yerazik plans to increase the number of livestock. She also wants to process the land before starting its cultivation. With the help of this loan Yerazik will purchase two calves and fertilizer. This is important for Yerazik to have a successful agricultural year and provide stable income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Yerazik to pay for two calves and fertilizer.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 3, 2012
Currency Exchange Loss:
Jun 2, 2012