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Joseph B.
Joseph owns a small pharmacy in the town of Makeni in Sierra Leone. Joseph is 46 years old and married with 4 children. His business is the main source of income for the family. Joseph supplies many small pharmacies and individuals. Recently, various non-governmental organizations (NGOs) requested that he supply them with medicines in their clinics, but Joseph did not have enough capital to do that. He is requesting a loan of Le.3, 500,000 to meet his customers' demands.

Joseph has a great opportunity to work with local NGO's in his area. He needs to be able to supply them with an adequate amount of the medicines they need.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 2,945.0
    Sierra Leone Leones (SLL) = $1 USD