Joseph owns a small pharmacy in the town of Makeni in Sierra Leone. Joseph is 46 years old and married with 4 children. His business is the main source of income for the family. Joseph supplies many small pharmacies and individuals. Recently, various non-governmental organizations (NGOs) requested that he supply them with medicines in their clinics, but Joseph did not have enough capital to do that. He is requesting a loan of Le.3, 500,000 to meet his customers' demands.
Joseph has a great opportunity to work with local NGO's in his area. He needs to be able to supply them with an adequate amount of the medicines they need.