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Ruben is 37 years old and lives in the Philippines. He is married with 2 children.

Ruben has a food/retail shop or sari-sari store that buys & sells canned goods, snacks, personal care products, home use products & beverages. He had this business for 5 years. He requested a loan for 5,000 PHP to buy stocks of canned goods, snacks, soap, shampoo & beverages.

Ruben has been a member of HSPFI since 2012. In the future, Ruben hopes to improve his business for the education of his children.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1643
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ruben to buy stocks of canned goods, shampoo, soap, snacks and beverages.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 30, 2012
Currency Exchange Loss:
Sep 15, 2012