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Adelaida
Adelaida, 46, lives with her husband and three children in a community in the south of Costa Rica located in Santa Cruz de Guanacaste. The local economy is based on farming and animal husbandry where growing tubers, coffee, corn and beans and raising livestock stand out. Tourism is notable in the zone because of the beautiful beaches this province has.

Adelaida does domestic chores and tends to her husband and children but also carries out activities that make it possible for her to earn money and help with daily household expenses. She’s asking for a one million colones (¢1.000.000) loan to buy building materials and supplies and to pay labor costs because she needs to repair the roof, the floor and some walls; to paint the house and to finish the washroom. Her wish is to repair her house before the rainy season starts in order not to have any problems due to the severe weather that’s approaching.

Adelaida is a member of the Florida S.A. communal credit firm, one of EDESA’s 150 member organizations. This will be her first loan with the firm and with it she hopes to improve the physical conditions of her home and to live comfortably alongside her family.
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Adelaida es una señora de 46 años de edad, vive con su esposo y sus tres hijos en la comunidad de la zona Sur de Costa Rica, ubicada en Santa Cruz de Guanacaste. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería. El turismo es grande en esta zona principalmente por las hermosas playas que tiene esta provincia.

Adelaida se dedica a las labores del hogar y atender a su esposo y a sus hijos, también realiza actividades varias que le permiten ganar algún dinero y colaborar con los gastos diarios del hogar, ella está solicitando un crédito de un millón de colones (¢1.000.000) para comprar materiales de construcción y pagar mano de obra, necesita reparar el techo, el piso y algunas paredes, pintar la casa y terminar el cuarto de pilas.

Su deseo es arreglar su vivienda antes de que llegue la época lluviosa para no tener problemas con el duro clima que se acerca.

Adelaida es socia de la Empresa de Crédito Comunal Florida S.A, una de las más de 150 organizaciones socias de EDESA. Este será su primer préstamo con la empresa y con él espera mejorar las condiciones físicas de su vivienda y vivir cómodamente al lado de su familia.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD
Expired
A loan of $2,000 helped Adelaida to buy building supplies and to pay labor costs.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
May 7, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 6, 2012