Alicia is one of the women in the group. She is 53 years old and lives in a common-law relationship. She has eight children, but they are all adults already and work on their own. Alicia sells "gorditas" [cornmeal cakes stuffed with beans, meat, cheese, and other fillings] and snacks. She began this business two years ago and did it will a small grill in her house. As a result of her success she set up a small stand on an avenue to be able to attract more customers.
Alicia needs the loan because she wants to begin to sell shellfish and she needs to buy a freezer, glass stemware, and the shellfish to be able to begin selling.
She dreams that one day she will be able to have her own restaurant to give her customers better service.
Alicia es una de las mujeres del grupo. Ella tiene 53 años y vive en unión libre. Tiene 8 hijos pero ya todos son adultos y trabajan por su cuenta. Alicia se dedica a la venta de gorditas y antojitos. Ella comenzó su negocio hace 2 años y lo hizo con una pequeña parrilla en su casa. A raíz de su éxito puso un pequeño puesto en una avenida para así poder atraer a más clientes.
Alicia necesita el crédito porque quiere empezar a vender mariscos y necesita comprar un congelador, copas de cristal y los mariscos para poder comenzar a la venta. Ella sueña con algún día poder llegar a tener un restaurante propio para dar una mejor atención a sus clientes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid