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Tugirubumwe Group
In this Group: Odette, Bonaventure, Agnès, Euphrasie, Alphonsine, Alphonsine, Béatrice
Béatrice is a member of the Tugirubumwe group. She is 52 years old, married, and has 11 children. Her youngest child is 11 years old and her eldest is 33. Six of her children attend school. Béatrice herself studied up to the sixth year of primary school.

Béatrice is a vegetable farmer. This is her second loan cycle with ACB. She will buy 100kg of seeds, cabbage seeds, 10kg of fertilizers, and will pay laborers.

Béatrice's strategy for growing her business is to request further loans in order to increase her capacity and to buy more fields in order to increase her production. In the future, Béatrice would like to become the best farmer in her area. She plans to use her profits to continue paying her children's school fees and improve her family's well-being.
View original language description ↓
Béatrice fait partie du groupe Tugirubumwe. Elle a 52ans, elle mariée avec 11 enfants le moins âge a 11 ans et le plus âge a 33 ans, dont 6 scolarises .Son niveau d’études est 6 ans de primaire.

Béatrice est agricultrice de légumes. C’est son deuxième cycle de prêt avec ACB. Elle va acheter 100 kgs des graines des choux des semences, 10 kgs des fertilisants et payer la main d’œuvre.

Sa stratégie pour la croissance du business, est demande d’autres crédits pour augmenter la capacité de ses activités et acheter d’autres champs pour augmenter la production agricole. Dans l’avenir Béatrice voudrait être le meilleur pour l’agriculture dans son secteur. Avec le profit elle prévoit de continuer à paye les frais scolaire de ses enfants et améliore le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $15,719,700
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tugirubumwe Group's $1,600 loan helped a member to buy 100kg of seeds, cabbage seeds, 10kg of fertilizers, and to pay laborers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 24, 2012
Apr 28, 2012
Currency Exchange Loss:
Dec 15, 2012