Las Chicas Del Rio Group
Erika is one of the group members. She’s 27 years old, married and has no children yet. During the day Erika works as a helper in a laundry and in the evenings she, her husband and her mother run a food stand in their neighborhood. Erika and her family sell dinners like tacos, “gorditas” [stuffed corn griddle cakes], hamburgers, etc.
Erika wants the loan to replace the food stand they sell in because it’s a bit deteriorated and she also plans to stock up on ingredients to increase her sales. In the long run, Erika wants her business to grow and she plans to set herself up in a local near downtown.
ERIKA ES UNA DE LAS INTREGRANTES DEL GRUPO, TIENE 27 AÑOS, ESTA CASADA Y AUN NO TIENE HIJOS. DURANTE EL DIA, LA SEÑORA ERIKA TRABAJA COMO AYUDANTE EN UNA LAVANDERIA Y POR LAS TARDES; ELLA, SU MAMA Y SU ESPOSO ATIENDEN DESDE HACE YA UN AÑO UN PUESTO DE COMIDAS AHI EN SU COLONIA. ERIKA Y SU FAMILIA VENDEN CENAS COMO TACOS, GORDITAS, HAMBURGUESAS, ETC. LA SEÑORA ERIKA QUIERE SU PRESTAMO PARA CAMBIAR EL PUESTO DONDE VENDE YA QUE SE ENCUENTRA ALGO DETERIORADO Y ADEMAS PIENSA SURTIR INSUMOS PARA PODER AUMENTAR SUS VENTAS. A LARGO PLAZO, ERIKA QUIERE QUE SU NEGOCIO CREZCA Y PIENSA ESTABLECERSE EN UN LOCAL CERCA DEL CENTRO DE LA CIUDAD.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid