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Yanina Verónica
The communal bank Mujeres Progresistas meets every two weeks in the canton of Jipijapa, which is a canton also know as "the coffee sultan," due to its extensive production of coffee of incomparable flavor, its gastronomy, and its people's warmth.

This is where we met Yanina. She is 25 years old, married, and has four children from this relationship. Their ages are 9, 8, 4, and 3. The three eldest go to school. Her husband is a janitor for a private company.

With the intention of earning some money on her own so that she can help her husband with home expenses, she works selling all kinds of clothing. She sells door to door and she also sells at home, where her customers come when they need an item. She works every day in the morning, and says that she makes the most of those hours, since that is when her children are at school and she can make her rounds. She gives her customers credit and charges them biweekly. She goes to Guayaquil to purchase her merchandise every two weeks or every month, depending on what she needs. She has been in this business for two years and it is going very well for her.

She is going to use this loan to purchase more merchandise, such as: pants, blouses, shirts, and children's clothing. She has been with this communal bank for six years, and she likes it because she gets help through the loans.

Her dream is to have a warehouse downtown.
View original language description ↓
EL Banco Comunal Mujeres Progresistas se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café, por las extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.

En este lugar conocimos a la señora Yanina, tiene 25 años de edad, está casada y de esta relación tienen cuatro hijos 9, 8, 4 y 3 años de edad, los tres mayores estudian en escuela. Su esposo es conserje en una empresa privada.

Ella con la intención de ganar algo por su cuenta y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes cuando necesitan una prenda, trabaja todos los días en las mañanas, nos cuenta que aprovecha que a esta hora sus hijos están en la escuela para realizar sus recorridos, ella deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada quince días o al mes de acuerdo a lo que necesite. Tiene dos años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace 6 años y le gusta por la ayuda que le dan con los créditos.

Su sueño es llegar a tener un almacén en el centro de la ciudad.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Yanina Verónica to purchase pants, blouses, shirts, and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 16, 2012
Listed
May 7, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012