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Hernan
Hernán is a 42-year-old man who lives with his partner and has three dependent children in his care. He lives with his partner and children in his own home. He tells us that the quality of life in his community is one of subsistence. Most of the residents are self-employed people who work in commerce and livestock raising. Some of them also farm. Hernán lives in the small village of La Mariposa, in Saltur district, in Lambayeque department. The only basic service his home receives is electricity. He says that there are approximately 150 families living in the same conditions in his village.

Hernán's business is selling prepared meals and renting out locations for social events and leisure activities. He also provides computer maintenance services. We should point out that Hernán has eight years experience which has enabled him to gain a customer base for his businesses. His partner works as a tenured teacher and supports him financially in providing for their family. She also supports him in his business activities. They have a good family relationship.

Hernán is currently planning to increase the inventory of his business preparing meals and renting locations for social events. This is a very profitable business in his area. He is requesting a new loan for 3,000 soles which he will invest in buying supplies for preparing set meals and in renting locations for social events. Over time, this will enable him to improve his family's standard of living.
View original language description ↓
Hernán es un hombre que tiene 42 años de edad, de estado civil conviviente, además cuenta con 03 hijos que son menores de edad a su cargo, vive con su cónyuge e hijo en casa propia. Se menciona que La calidad de vida en la comunidad es de subsistencia, la mayoría de moradores son trabajadores independientes que se dedican al comercio y crianza de animales menores y algunos de ellos adicionalmente dedicados a la agricultura. Hernán vive en el caserío La Mariposa distrito de Saltur del departamento de Lambayeque; así mismo cuenta solamente con el servicio básico de energía eléctrica; también se menciona que en este caserío viven aproximadamente unas 150 familias bajo estas condiciones.
La actividad comercial a la que se dedica Hernán es a la venta de alimentos preparados (menùs), alquiler de local para eventos sociales y esparcimiento; además presta servicios de mantenimiento de computadoras, cabe destacar que en esta actividad Hernán cuenta con 8 años de experiencia, lo que le ha permitido mantener su clientela ya establecida en este negocio. Su cónyuge trabaja como profesora nombrada lo que le apoya económicamente en la canasta familiar y también le apoya arduamente en sus actividades que realiza, existiendo una buena relación familiar entre ellos.
Actualmente Hernán se ha propuesto ampliar su inventario en lo referente a la venta de alimentos preparados y alquiler de local para eventos sociales, esto debido a que es una actividad muy rentable en la zona; es por estas circunstancias que esta solicitando un nuevo préstamo por un monto de S/. 3000 nuevos soles el cual estará destinado a la inversión de compra de insumos para la preparación de alimentos (ventas de menús) y alquiler de locales para eventos sociales, lo cual en el tiempo le va permitir ir mejorando su nivel de vida con su familia.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $1,150 helped Hernan to buy supplies for his food business and to rent locations for social events.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2012
Listed
May 7, 2012
Currency Exchange Loss:
Possible
Expired:
Jun 6, 2012