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Gladys is 31 years old. She is not married but has been living with her partner for a long time. She does not have children right now. Gladys' business is selling shoes, clothing, sandals and bags. Her store is located in the town of El Torno. This is her first loan with the institution. Gladys will use this loan to buy seasonal clothing with which to stock her business. She is requesting this loan so that she can offer a variety of products to her customers. Gladys faces challenges in her business such as competition and fighting her way out of poverty. She will use the profits from her business to improve her own quality of life as well as that of her family. Her wish is to have a larger store, stocked with a variety of merchandise, so that she can make more income. She feels happy and grateful for the opportunity that the institution is giving her to grow her business.
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La Sra. Gladys tiene 31 años no está casada pero convive con su pareja desde hace ya mucho tiempo no tiene hijos por el momento, ella se dedica a la venta de zapatos, ropa, sandalias y bolsones su tienda se encuentran en la localidad de el torno, este préstamo es su primera secuencia dentro de la institución, La Sra. Gladys utilizara este préstamo para la compra de prendas de vestir de temporada para surtir su negocio, la razón para solicitar este préstamo es ofrecer variedad de productos a su clientes, la Sra. Gladys enfrenta retos en su negocio que son la competencia y el salir de la pobreza y utilizara los beneficios para mejorar su calidad de vida y la de su familia, su deseo es tener una tienda más grande y surtir de variedad de mercadería para así generar mayores ingresos, se siente feliz y agradecida por la oportunidad que la institución le brinda para crecer en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Gladys to buy seasonal clothing with which to stock her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 3, 2012
May 7, 2012
Currency Exchange Loss:
Mar 15, 2013